1. INFORMATION WE COLLECT

We may collect information about you in a variety of ways. The information we may collect via the Services depends on the content and materials you use, and includes:

Personal Data

Personally identifiable information, such as:

• Name
• Email address
• Postal address
• Phone number
• Date of birth
• Social Security Number (or equivalent identifier)
• Financial information, such as income, employment details, bank account information, credit history, or other details required for loan applications

You provide this information voluntarily when you register on the Site, submit a loan inquiry or application, subscribe to a newsletter, fill out a form, or enter information on our Site.

Derivative Data

Information our servers automatically collect when you access the Site, such as:

• IP address
• Browser type
• Operating system
• Access times
• Pages viewed directly before and after accessing the Site

If you are using our Services via a mobile device, this may also include your phone number, device ID, and location information (with your consent).

Financial Data

Financial information, such as data related to your payment method (e.g., valid credit card number, card brand, expiration date) that we may collect when you purchase, order, return, exchange, or request information about our services from the Site. We store only very limited, if any, financial information. Otherwise, all financial information is stored by our payment processor, and you are encouraged to review their privacy policy and contact them directly for responses to your questions.

Data from Third Parties

We may receive information about you from other sources, including:

• Credit bureaus (e.g., credit reports)
• Lenders or financial institutions
• Publicly available sources
• Marketing partners

Cookies and Tracking Technologies

We use cookies, web beacons, tracking pixels, and other tracking technologies on the Site to help customize the Site and improve your experience. When you access the Site, your personal information is not collected through the use of tracking technology unless you opt-in where required. Most browsers are set to accept cookies by default. You can remove or reject cookies, but be aware that such action could affect the availability and functionality of the Site. For more information, please see our Cookie Policy (if applicable).

2. HOW WE USE YOUR INFORMATION

Having accurate information about you permits us to provide you with a smooth, efficient, and customized experience. Specifically, we may use information collected about you via the Services to:

• Process loan applications and connect you with lenders.
• Perform credit checks and verify your identity.
• Provide customer support and respond to inquiries.
• Send you marketing and promotional communications (you may opt-out at any time).
• Administer sweepstakes, contests, or promotions.
• Compile anonymous statistical data and analysis for internal use or with third parties.
• Improve the Site and our Services.
• Prevent fraudulent transactions, monitor against theft, and protect against criminal activity.
• Comply with legal obligations and resolve disputes.

We process your personal information only when we have a valid legal basis, such as your consent, to fulfill a contract with you, for our legitimate interests (e.g., improving services), or to comply with law.

3. DISCLOSURE OF YOUR INFORMATION

We may share information we have collected about you in certain situations. Your information may be disclosed as follows:

Business Transfers

We may share or transfer your information in connection with, or during negotiations of, any merger, sale of company assets, financing, or acquisition of all or a portion of our business to another company.

Third-Party Service Providers

We may share your information with third parties that perform services for us or on our behalf, including payment processing, data analysis, email delivery, hosting services, customer service, and marketing assistance. For loan-related services, this includes sharing with lenders, credit bureaus, and financial partners to facilitate your loan requests.

Marketing Communications

With your consent, or with an opt-out opportunity, we may share your information with third parties for marketing purposes, as permitted by law.

Legal Requirements

We may disclose your information where required to do so by law or subpoena or if we believe that such action is necessary to comply with the law and the reasonable requests of law enforcement or to protect the security or integrity of our Services.

We do not sell your personal information to third parties for their direct marketing purposes without your explicit consent.

4. TRACKING TECHNOLOGIES

Cookies and Web Beacons

We may use cookies, web beacons, tracking pixels, and other tracking technologies on the Site to help customize the Site and improve your experience. For more information on how we use cookies, please refer to our Cookie Policy posted on the Site, which is incorporated into this Privacy Policy. By using the Site, you agree to be bound by our Cookie Policy.

Website Analytics

We may also partner with selected third-party vendors, such as Google Analytics, to allow tracking technologies and remarketing services on the Site through the use of first-party cookies and third-party cookies, to, among other things, analyze and track users’ use of the Site, determine the popularity of certain content, and better understand online activity. By accessing the Site, you consent to the collection and use of your information by these third-party vendors. You are encouraged to review their privacy policy and contact them directly for responses to your questions. We do not transfer personal information to these third-party vendors. However, if you do not want any information to be collected and used by tracking technologies, you can install and/or update your settings using tools like the Google Analytics Opt-Out Browser add-on.

You should be aware that getting a new computer, installing a new browser, upgrading an existing browser, or erasing or otherwise altering your browser’s cookies files may also clear certain opt-out cookies, plug-ins, or settings.

5. SECURITY OF YOUR INFORMATION

We use administrative, technical, and physical security measures to help protect your personal information. While we have taken reasonable steps to secure the personal information you provide to us, please be aware that despite our efforts, no security measures are perfect or impenetrable, and no method of data transmission can be guaranteed against any interception or other type of misuse. Any information disclosed online is vulnerable to interception and misuse by unauthorized parties. Therefore, we cannot guarantee complete security if you provide personal information.

6. POLICY FOR CHILDREN

We do not knowingly solicit information from or market to children under 18 years of age. If we learn we have collected personal information from a child under 18 years of age, the information will be deleted as soon as possible. If you believe we might have any information from a child under 18 years of age, please contact us at the address below.

7. YOUR PRIVACY RIGHTS

Depending on your location and applicable laws (e.g., CCPA/CPRA for California residents, VCDPA for Virginia residents, or GDPR for EU residents), you may have certain rights regarding your personal information, including:

• The right to access, update, or delete the information we have on you.
• The right to rectification.
• The right to object to processing.
• The right to restrict processing.
• The right to data portability.
• The right to withdraw consent.
• The right to opt-out of the sale of personal information (if applicable).

To exercise these rights, please contact us using the information provided below. We will verify your request and respond within the timeframe required by law.

For California Residents: Under the California Consumer Privacy Act (CCPA), as amended by the California Privacy Rights Act (CPRA), California residents have specific rights regarding their personal information. This includes the right to know what personal information is collected, used, shared, or sold; the right to delete personal information; the right to opt-out of the sale of personal information; and the right to non-discrimination for exercising privacy rights. We do not sell personal information, but if this changes, we will update this policy and provide opt-out mechanisms.

For more details on CCPA/CPRA rights, visit the California Attorney General’s website.

8. INTERNATIONAL TRANSFERS

Our servers are located in the United States. If you are accessing the Services from outside the United States, please be aware that your information may be transferred to, stored, and processed by us in our facilities and by those third parties with whom we may share your personal information, in the United States and other countries. By using the Services, you consent to such transfers.

9. CHANGES TO THIS PRIVACY POLICY

We may update this Privacy Policy from time to time in order to reflect, for example, changes to our practices or for other operational, legal, or regulatory reasons. We will notify you of any changes by posting the new Privacy Policy on the Site. You are advised to review this Privacy Policy periodically for any changes. Changes to this Privacy Policy are effective when they are posted on this page.

10. CONTACT US

If you have questions or comments about this Privacy Policy, please contact us at:

Loan Swipe Technologies, LLC
2021 Guadalupe St. #26
Austin, TX 78705
United States
Email: privacy@loanswipe.com

David Sirota | CEO

Email: Davids@loanswipe.com

Website: Loanswipe.com

Address: 2021 Guadalupe St #260, Austin, TX 78705